EFU Cash Protector
- Cash Protector plus provide coverage against loss of cash/force deprivation through armed holdup, provided that the cash is withdrawn from JS bank over the counter or any ATM as long as JS bank debit card is used, it also provide coverage of personal/accidental death in instances of forced deprivation and arm holdup.
- General Insurance.
- 18 to 65 years.
- Telesales.
- E-Application form.
- Account Holders, High Net Worth Clients, Salaried Individuals, Households.
- Not Applicable.
- Not Applicable.
-Limit of Losses
Under this plan, the insured ATM/Debit Cardholders of JS Bank can enjoy the benefit of up to 03 Claims in a policy year, up to the limits specified for each Debit Card category.
-Are all my ATM / Debit cards covered under this policy?
No, this policy is only applicable to JS Bank ATM/Debit cards. Any other Bank cards are not covered. However, if you are a JS Bank ATM/Debit Cardholder and have more than one card then separate EFU Cash Protector Plus policies are required for each ATM/Debit card.
-Is there any exclusion?
Following are the exclusion in this plan:
• Cash withdrawals made by any person other than the customer himself/herself both in case of ATM Cash Withdrawal and Over-the-Counter Withdrawal.
• If the investigation reveals that the covered occurrence was planned by the customer to obtain the benefits under this policy.
• Incomplete claim documents.
• Late notification unless there is a genuine reason and provided in writing to the Bank.
• Other inclusions as per policy documentations.
-Is it a JS Bank Product?
JS Bank is acting as a distributor only, this product is underwritten by EFU General Insurance Ltd.
-Not Applicable