EFU Roshan Kal Takaful
-A protection and savings plan empowering you to accomplish necessary financial goals while providing you peace of mind through valuable Takaful coverage benefits. Roshan Kal Takaful is a regular contribution, unit-linked Wakalah Waqf Takaful Plan that is Shariah Compliant.
Life Insurance
-Proposal Form, Illustartion, Need Anlysis Form, Suitability Assessment Form, Basic Fact Sheet and Direct Debit Authority.
1. Investment Mgt Charges: 1.5% of the fund value per annum
2. Bid/Offer Spread: 5%
3. Admin Charges: Rs. 1,800 per annum
4. Wakala Fee: 40% of the Takaful Donation
5. Waqf Donation, which depends on the Takaful cover and age of the
Participant, will be transferred from basic plan Contribution into Participant’s Takaful Fund.
-18 and 65 years
Branch
-What is the Applicable age and tenure?
The participant should be between 18 and 65 years old. However, the maximum age at maturity cannot be more than 75 years. The term of the Takaful contract can vary between 10 and 25 years; subject to a
maximum age of 75 at maturity.
-What the minimum contribution requirements?
For the participants the minimum contribution is 20,000 annually.
-Is it a JS Bank Product ?
JS Bank is acting as a distributor only, this product is underwritten by EFU Life Assurance Ltd.
-Account Holders, High Net Worth Clients, Salaried Individuals, Households.
-Not Applicable
Not Applicable