Farm Transport Lease Finance

• Financing: Between 500,000 to 5,000,000.
• Tenor: Between 3 to 5 years with quarterly installments.
• Markup: 6 Month KIBOR + 6% per annum (Floating Rate).
• Equity: Minimum 20% of the financing amount.
• Collateral: Farm Transport to be registered under JS Bank & comprehensively insured.

- The product has a huge market potential and will be introduced to farming community engaged in cultivation of crops, running a poultry farm, engaged in hatcheries business, dairy/ livestock farming, engaged in milk supplies/ sales or in transportation of agricultural commodities or running a cold storage facility/ Silos or any Agri related business requiring farm transport.

• 1. Permenant resident of the area.
• 2. Must have clean ECIB.
• 3. Must be residing within 30 KM radius of the financing branch.
• 4. Farmer holding CNIC with maximum age of 60 years on the expiry of lease. 

1. Two passport size colored photograph.

2. Two copies of valid CNIC.

3. Agri-passbook supported by Fard Jamabandi OR copy of Khasra Girdawari in applicant’s name.

4. Quotation of transport vehicle from the authorized dealer.

5. Personal Guarantee (where applicable).

6. Utility bills to confirm customer’s residential address (only in case of customers other than farmers).

- 19 days.

1.  Select your favorite brand vehicle by visiting your nearest authorized dealer.

2.  Visit nearest JS Bank designated branch & fill out the JS Zarkhez Lease Application Form.

3.  Complete document checklist upon approval.

4. Drive away your favorite vehicle leased by JS Bank, after completion of post sanction formalities.

- Associated Charges:   Minimum PKR 1,700/- to maximum PKR 8,500/- (according to loan amount).

- Not Applicable.