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Zarkhez Gold Finance

- Zarkhez Gold Finance.

Financing : Between 50,000 to 25,000,000.           
Tenor :
3 to 5 Years as AFGRI DF facility or for 3 years as RF facility for agricultural purposes.
Markup : PKR 50,000 to PKR 299,999 : 3 Months KIBOR + 12% per annum  PKR 300,000 to PKR 25,000,000 : 3 Month KIBOR + 9% per annum.     
Maximum Limit :
Up to 70% of the assessed value can be financed.                 
Collateral : 
Gold of 99% fineness (Minimum 21 Karat Gold.

  • 1. Permenant resident of the area.
  • 2. Must have clean ECIB.
  • 3. Must be residing within 30 KM radius of the financing branch.
  • 4. Farmer holding CNIC with maximum age of 65 years on the expiry of lease.

1. Two passport size colored photograph.

2. Two copies of valid CNIC.

3. Copy of Khasra Girdawari in applicant’s name.

- 4 days.

1. Visit nearest JS Bank designated branch & fill out the JS Zarkhez Application Form.

2. Complete document checklist upon approval.

3. Get your Gold Finance by JS Bank after completion of post-sanction formalities.

- Minimum PKR 1,000/- to maximum PKR 12,000/- (according to loan amount).

- Not Applicable.

- Not Applicable.